Kenrick No.5 plc: 25 September 2026

Another stand-alone issuance where the Issuer, Kenrick No.5 plc, will make payments on the Notes from, inter alia, payments of principal and revenue received from a portfolio comprising mortgage loans originated by West Bromwich Building Society and secured over residential properties located in England and Wales.

As at the cut-off date (31 July 2026) the provisional Mortgage Portfolio consisted of 3009 mortgage loans, with an aggregate current balance of £531,849,657 and with the largest accounting for 17.72% at £94,224,034. Purpose of loan (by current balances): Purchase – 63.62%, Re-mortgage – 36.38%. Repayment method: Repayment – 100.0%. Product type: Fixed rate – 99.07%, Floating – 0.93%. The WA current LTV is 72.90% and the WA seasoning is 19.1 months. Regional concentration: South East – 20.20%, North West – 16.74%, Yorkshire and Humberside – 13.68%, West Midlands -13.34%.

UK & EU Risk Retention: On the Closing Date, the Originator will retain on an ongoing basis a material net economic interest of not less than 5% in the securitisation through its holding of the Class B Notes, as required by Article 6 of Chapter 2 of the PRA Securitisation Rules as it forms part of the UK Securitisation Framework.

US Risk Retention: The transaction is not intended to involve the retention by a sponsor of at least 5% of the credit risk of the securitised assets for purposes of compliance with the US Securities Exchange Act 1934.