Serval 2026-1 PLC: 16 July 2026

A stand-alone transaction where the Issuer will make payments on the Notes and the Class R Certificates from, inter alia, the collections received from a portfolio of equity release mortgages secured over residential properties located in England, Wales, Scotland and Northern Ireland.

On the Closing Date (15 July 2026) Serval 2026-1 PLC will issue Class A, Class B, Class C, Class D and Class E Equity Release Mortgage-Backed Fixed Rate Notes due January 2076. In addition to the Listed Notes, the Issuer will issue Class R Certificates, which represent a right to receive deferred consideration for the sale of the Mortgage Portfolio by the Seller to the Interim Seller to the Issuer.

The Provisional Mortgage Portfolio as at its Cut-Off Date (31 December 2025) comprised 6,776 Mortgage Loans with an aggregate Current Balance of £1,141,114,826.14.

The Notes are being sold through Citigroup Global Markets Limited in its capacity as Arranger and Lead Manager.

EU & UK Risk Retention: On the Closing Date Citibank NA London Branch, as an “originator”, intends to retain on an ongoing basis a material net economic interest in the securitisation of not less than 5%.

US Risk Retention: The Retention Holder will satisfy the requirements of the “sponsor of a securitisation transaction” under the US Credit Risk Retention Requirements by retaining an economic interest in the credit risk of the securitised assets, directly or through one of its majority-owned affiliates.

STS: The Notes and the Class R Certificates are not intended to be designated as an EU STS securitisation or a UK STS securitisation