Burlington Mortgages No.3 DAC: 15 June 2026

This will be the third standalone issuance under the Burlington label, where the Issuer will make payments on the Notes from payments of principal and revenue received from a portfolio comprising mortgage loans and their related security originated by EBS and Haven, and secured over residential properties located in Ireland and sold by the Sellers to the Issuer on the Closing Date. Each Seller and the Issuer confirms that the assets backing the issue of the Notes and the Notes are not part of a re-securitisation.

As at the Portfolio Reference Date (30 April 2026) the EBS Portfolio comprised of 10,245 loans originated by the EBS Seller between August 1991 and December 2025 and secured over properties located in Ireland. The Haven Portfolio comprised of 7,544 loans originated by the Haven Seller between April 2008 and December 2025 and secured over properties located in Ireland.

Overall, there are 17,789 fully verified owner-occupier accounts with an average current balance of Eur222,349 and a maximum balance of Eur2.460mln. All loans have been advanced on repayment terms. There are no interest-only loans in the portfolio. Loan purpose: purchase – 65.42%, re-mortgage –15.00%, other – 19.58%. Interest rate type: Fixed reverting to Floating – 79.08%, Floating – 20.92%. Additional information: First-time buyers – 61.53%, self-employed borrowers – 4.47%. The WA current LTV is 69.48% (original LTV was 65.76%) and the WA seasoning is 32.49 months. Regional distribution: Dublin – 31.01%, Cork – 11.59% and Kildare – 7.62%.

Significant investor: EBS will, on the Closing Date, acquire 51.37% of the initial principal amount of the Collateralised Notes and 100% of each of the Class R1A Notes and the R2A Notes. Haven will, on the Closing Date, acquire 48.63% of the initial principal amount of the Collateralised Notes and 100% of each of the Class R1B Notes and the Class R2B Notes.

EU Risk Retention: On and from the Closing Date, each Seller, as an originator for the purposes of the EU Securitisation Regulation, will retain on an ongoing basis its pro rata share of a material net economic interest of not less than 5% in the securitisation in accordance with the text of Article 6(3)(c) of Regulation (EU) 2017/2042 of the European Parliament and of the Council of 12 December 2017, by holding a pool of randomly selected exposures equivalent to not less than 5% of the nominal value of the securitised exposures.

US Risk Retention: The Retention Holders are to rely on an exemption provided for in Section 20 of the US Risk Retention Rules regarding non-US transactions that meet certain requirements.

STS: The Notes are not intended to be designated as a STS securitisation for the purposes of the EU Securitisation Regulation.

Compare/contrast: Burlington Mortgages No.2 DAC, Beckett Mortgages 2026-1 DAC, GS Mortgage Backed Securities Trust 2026 IRRP1