PMF 2026-1 PLC: 07 June 2026

A stand-alone transaction, where the Issuer will make payments on the Notes from, inter alia, payments of principal and revenue received from a portfolio comprising mortgage loans and their related security originated by CCFS (under its trading names of Precise or Precise Mortgages) and secured over residential properties located in England, Wales and Scotland and sold by CCFS to the Issuer on the Closing Date.

As at the Portfolio Reference Date (31 March 2026) the Provisional Portfolio comprises of 3,036 fixed-rate loans, secured over BTL properties located in England and Wales. All mortgages are first legal mortgage / first ranking standard security, and all were subject to a full property valuation, with none in arrears. The average current balance is £180,501 and the largest is for £1.473mln. Repayment Method: Interest only – 92.59%, repayment – 7.41%. Additional information (% of current balances): self-employed borrowers - 47.50%, portfolio landlords – 22.49%, refinanced loans - 53.03%. The WA current LTV is 72.16% (original LTV 72.48%) and the WA seasoning is 38.47 months. Regional concentration (by current balances): Greater London – 29.18%, South East - 16.07%, the North West - 9.71% and the West Midlands – 8.93%.

Significant investor: CCFS shall, on the Closing Date, purchase 50.005% of the Class A Notes.

UK & EU Risk Retention: CCFS (in its capacity as originator) will retain on an ongoing basis a material net economic interest of not less than 5% in the securitisation.

US Risk Retention: The sponsor under the US Risk Retention Rules does not intend to retain at least 5% of the credit risk of the securitised assets for purposes of compliance, but rather intends to rely on an exemption provided for in Section 20 of the US Risk Retention Rules regarding non-US transactions.

STS: On or about the Closing Date, it is intended that a notification will be submitted to the FCA by CCFS, as originator, in accordance with SECN 2.5, confirming that the requirements of SECN 2.2.2R to SECN 2.2.29R for designation as a UK STS securitisation (the "UK STS Requirements") have been satisfied.

Compare/contrast: PMF 2024-2 plc, Polaris 2026-2 plc, Together Asset Backed Securitisation 2026-CRE6 plc