Together Asset Backed Securitisation 2026-CRE6 Plc: 20 May 2026

The sixth transaction from lender Together via the CRE “label” where, once again, the transaction is supported by a portfolio of first and second charge mortgages secured against small value commercial, residential and mixed-use properties located in England, Wales and Scotland.

As at the Portfolio Reference Date (28 February 2026) the portfolio referenced 2,150 borrowers, where the average outstanding Principal Balance of the Mortgage Loans is £263,584. Mortgage Loans: Non-Borrower Occupied – 67.5%, Borrower Occupied – 23.4%, Partially Borrower Occupied – 9.1%. Full property valuation – 98.97%; Self-employed borrowers – 26.6%; Redemption type: interest only – 50.3%. Interest rate type: fixed – 49.7%. The WA current LTV is 56.40% (original LTV was 57.3%) and the WA seasoning is 13.5 months. Regional concentration: North West – 21.1%, West Midlands – 14.1% and London – 12.1%.

Significant investors: On the Closing Date, the Original Loan Noteholder will acquire 100% of the Loan Notes. A single investor will purchase 71.2% of the Class A Notes.

UK & EU Risk Retention: On the Closing Date the Seller, as originator for the purposes of the UK Securitisation Framework, will retain on an ongoing basis a material net economic interest of not less than 5% in the securitisation as required by SECN 5.2.1R (the "UK Retention Requirement"). In addition, although the EU Securitisation Regulation is not applicable to it, the Seller, as originator for the purposes of the EU Securitisation Regulation, will retain on an ongoing basis a material net economic interest of not less than 5% in the securitisation in accordance with Article 6(1) of the EU Securitisation Regulation.

US Risk Retention: The Seller does not intend to retain at least 5% of the credit risk of the securitised assets for purposes of compliance, but rather intends to rely on an exemption provided for in Section 20 of the US Risk Retention Rules regarding non-US transactions.

Compare/contrast: Together Asset Backed Securitisation 2025 – CRE1, Atlas Funding 2026-1 plc, Elvet Mortgages 2026-1 plc