Cronos Master Consumer Loans: 04 April 2026

Cronos Master Consumer Loans is a French fonds commun de titrisation. The purpose of the Issuer is to issue debt securities and to purchase Consumer Loans from, notably, each of (i) any Banque Populaire and (ii) any Caisse d’Epargne (together, the Original Sellers) on a regular basis.

On the Issuer Establishment Date, the Issuer has, and on each Purchase Date thereafter, the Issuer will purchase from the Sellers a portfolio of eligible Consumer Loans arising from Consumer Loan Agreements entered into with certain individual borrowers located in France with a view to finance consumer goods or for treasury purposes or to refinance in full or in part existing consumer loans.

STS: BPCE, as Sponsor within the meaning of Article 2(5) of the EU Securitisation Regulation, and the Sellers, as Originators within the meaning of Article 2(3) of the EU Securitisation Regulation, intend to submit on or about each Issue Date of a Series of Class A Notes an STS notification to ESMA in relation to the securitisation transaction described in the Base Prospectus in accordance with Article 27 of the EU Securitisation Regulation.