Elstree 2026-1 MIX PLC: 13 April 2026

A stand-alone transaction where the Issuer will make payments on the Notes from payments of principal and revenue received from a portfolio comprising first ranking buy-to let mortgage loans, second ranking buy-to-let mortgage loans, and second ranking owner occupied mortgage loans secured over residential properties located in England, Wales and Scotland and their related security. This will be the seventh public securitisation from West One Secured Loans Limited.

As at the Portfolio Reference Date (31 January 2026) the Provisional Portfolio comprised 3,016 loans originated by the Seller or West One Loan Limited.

Summary ……………………… Total ……First Ranking BTL loans …Second Ranking Mortgage loans

No. of Mortgage Loans ...... ... 3,016 ... ....... 274 ........... 2,742
Average Current Balance 83,174 279,804 63,525
Max Current Balance 2,255,066 2,255,066 585,659
Owner-Occupied (%) 65.1% 0.0% 93.8%
BTL (%) 4.9% 100.0% 6.2%
WA OLTV 64.7% 67.4% 63.5%
WA CLTV 64.2% 67.5% 62.7%
Fixed Rate loans (%) 96.3% 99.9% 94.7%
Floating Rate loans (%) 3.6% 0.0% 5.3%
WA Seasoning (months) 13.3 6.4 16.3

UK & EU Risk Retention: The Seller will undertake that, for so long as any Notes remain outstanding, it will retain on an ongoing basis the Retained Exposures as required by the Retention Requirements in compliance with the UK Securitisation Framework and the EU Securitisation Regulation.

US Risk Retention: The Seller, as sponsor under the US Risk Retention Rules, does not intend to retain at least 5% of the credit risk of the securitised assets for purposes of compliance with the final rules promulgated under Section 15G of the Securities Exchange Act of 1934, but rather intends to rely on an exemption provided for in Section 20 of the US Risk Retention Rules regarding non US transactions.

Compare/contrast: Elstree Funding 2025-2 1ST1, Together Asset Backed Securitisation 15 2026-1ST1, Elvet Mortgages 2026-1 plc