CaixaBank Consumo 7, FTDA: 13 December 2025

This transaction is the seventh in a series of static cash securitisations of unsecured consumer loans which have been extended to obligors in Spain by Caixabank SA. It is also the third public securitisation of Spanish consumer loans this year.

The portfolio consists of 290,988 fixed-rate contracts which have been advanced to 273,315 borrowers, and where the average current balance is Eur8,935. The top 1 borrower accounts for just 0.01% of current balances, and the top 20 for 0.08%. The WA seasoning is 12 months. Regional concentration: Catalonia – 25.88%, Madrid – 15.13% and Andalucia – 14.98%.

Compare/contrast: Caixabank Consumo 5