Golden Apple 2025-1 NHG BV: 29 June 2025

The Issuer will make payments on the Notes in accordance with the relevant Priority of Payments from payments of principal and interest received from a portfolio comprising mortgage loans originated by the Seller and secured over residential properties located in the Netherlands.

Argenta Spaarbank NV, the Seller, is part of the Argenta Group and is a duly licensed Belgian credit institution. It is under the supervision of the ECB for prudential matters, the Belgian Financial Services and Markets Authority with regard to conduct of business rules and financial market supervision, and the AFM with regard to conduct of business rules in respect of Mortgage Loans originated by its Dutch Branch.

At the provisional pool cut-off date (31 May 2025) the portfolio consists of 3,020 borrowers (in 4,760 loan parts) with an average balance per borrower of Eur264,206 and a maximum loan size of Eur448,357. Mortgage types (by current balances): annuity – 93.7%, interest-only – 3.3%, linear – 3.0%. Interest rate type: fixed - 100.0%. The WA CLTIMV is 76.27% and the WA seasoning is 1.41 years. Regional concentration (by current balances): Zuid-Holland - 26.1%, Noord-Brabant - 18.1%, Gelderland - 11.7% and Noord-Holland - 10.9%.

EU & UK Risk Retention: The Seller, in its capacity as "originator", has undertaken to retain on an ongoing basis a material net economic interest of not less than 5% in the securitisation transaction described in the Prospectus in accordance with Article 6(1) of the EU Securitisation Regulation and in accordance with UK SECN 5.

US Risk Retention: The Seller, the Issuer and the Manager intend to rely on an exemption provided for in Section 20 of the US Risk Retention Rules regarding non-US transactions.

STS: The securitisation transaction is intended to qualify as a STS securitisation within the meaning of Article 18 of the EU Securitisation Regulation and will, on or prior to the Closing Date, be included in the STS Register published by ESMA referred to in Article 27(5) of the EU Securitisation Regulation.

Compare/contrast: Candide Financing 2025-1 BV, Jubilee Place 7 BV