Bowbell Master Issuer PLC: 21 June 2025

The Issuer's primary source of funds to make payments on the Notes will be payments received in respect of a portfolio of first ranking residential Mortgage Loans originated by Bank of Ireland (UK) plc (BOIUK), and secured on properties located in England and Wales. Each Series and Class of Notes and any Sub-Series of the Class A Notes will be secured by the Mortgage Portfolio.

Notes issued under the Programme will be issued in Series. Each Series issued will be subject to the Conditions and, in the case of the Class A Notes, may consist of one or more Sub-Classes. However, there will be no more than one Series of Class Z VFNs or of the Seller's Note in respect of the Programme.

Bank of Ireland (UK) plc, together with its subsidiary undertakings, is the principal United Kingdom retail and commercial banking business of Bank of Ireland Group plc. BOIUK is regulated by the PRA and the FCA. The entire beneficial interest in the share capital of BOIUK is beneficially owned by The Governor and Company of the Bank of Ireland.

BOIUK aims to selectively serve the borrowing needs of UK consumers through its established relationships with mortgage and vehicle finance brokers and to meet the everyday banking needs of Retail and SME customers, supported by its branch network and heritage in Northern Ireland.