Sunrise SPV Z70 (2019-1): 03 June 2019

The primary source for the payment of interest and the repayment of principal under the Notes will be collections made in respect of consumer loan receivables and connected rights due under consumer loan agreements and personal loan agreements granted to the debtors thereunder by Agos Ducato S.p.A. (the Originator).

Eligibility for inclusion in the pool (includes): the receivables are denominated in Euro; the relevant Consumer Loan Agreements are governed by Italian law; the loans provide for a prearranged amortising plan; all debtors have made timely payments of the first and second instalments; the receivables have a fixed interest rate; no debtor has had payment obligations vis a vis Agos classified as defaulted receivables; none of the receivables has any instalment due and unpaid.

The portfolio (as at 31 March 2019) consists of 136,775 contracts, where the average outstanding amount per borrower is Eur8,041 and the largest contract is for just Eur68,047. WA seasoning is 9.90 months. Pool distribution:

Pool.............................O’standing Principal...O’standing Principal %....No.of contracts...No.of contracts %

New Vehicles.................... 100,006,295............. .... 9.09%.................... .....15,718....... ..........11.49%
Used Vehicles............. ....... 67,113,240............... .. 6.10%...................... . ...8,348....................6.10%
Personal Loans..................869,266,525................ 79.03%..................... ....64,645..................47.26%
Furniture Loans.................. 43,152,523................. .3.92%..........................21,041..................15.38%
Other Loans…............. ...... 20,356,873.................. 1.85%..........................27,023..................19.76%

STS: The Securitisation is intended to qualify as a simple, transparent and standardised securitisation within the meaning of Article 18 of Regulation (EU) no. 2402 of 12 December 2017. Consequently, the Securitisation meets, as at the date of the Prospectus, the requirements of Articles 19 to 22 of the EU Securitisation Regulation and has been notified by the Originator to be included in the list published by ESMA referred to in Article 27 paragraph 5 of the EU Securitisation Regulation.

EU Risk Retention: Agos will retain a material net economic interest of at least 5% in the securitisation in accordance with Article 405 of the CRR and Article 51 of the AIFMR by maintaining (on an ongoing basis) a material net economic interest of not less than 5% in the securitisation through the holding of at least 5% of the nominal value of each Class of Notes.

Compare/contrast: Sunrise SPV 50 (2018-2), Crediper Consumer SRL, Marzio Finance Srl 5-2019