Bankinter 16

The latest in the BankInter series of residential securitizations, will be a securitisation on 16,036
mortgage loans and on the first drawdowns of mortgage credits owned by BANKINTER and
granted to 15,878 Spanish individuals or individuals resident in Spain with real estate mortgage
security on finished properties, namely homes (94.45% of oustandings), parking spaces (0.16%),
and business premises or offices (5.16%) located in Spain.

The largest obligor accounts for just 0.204% of total outstandings, and the ten obligors account
for 0.85%. Geographical concentration (by outstandings): Madrid 23.47%, Catalonia 17.21%,
Andalusia 15.61%, and Valencia 12.05%.

The average principal outstanding is Eur137,646 with a weighted average age of the portfolio of
1.85 years as at February 4, 2008, the selected portfolio selection date. The average weighted
LTV is 62.09%


Compare/contrast: BankInter 15, Fondo de Titulizacion Hipotecaria Hipocat 12, TDA CAM 10
Bankinter 15Fondo de Titulizacion Hipotecaria Hipocat 12TDA CAM 10